Solutions

Our objective is to increase your wealth over time while mitigating risk. Investments made on your behalf will be based on your risk tolerance, goals, and other factors as determined in our discovery meeting. Through our experience, we've learned that a diverse mix of public and private investments (including alternative investments like commercial real estate, private energy, private equity, etc.) can be highly effective in mitigating risk during times of high volatility in the markets.  For this, we offer The Household Endowment Model (THEM). To find out if THEM is right for you, feel free to reach out for a quick explainer.

Many clients have come to us in the past with the common belief that their accountant was doing everything they could to prevent them from paying too much tax when, in fact, they were paying more than they needed to. We collaborate with professional tax planners with expertise in helping affluent tax payers, including business owners, take advantage of appropriate, beneficial strategies as permitted by IRS tax law that could save you potentially thousands, or even tens of thousands of dollars. Our video explains.

Survey after survey have shown that most people don't know their "number"--the amount of money they'll need in retirement. For affluent people, often with more expensive lifestyles, knowing that number takes on even greater importance. We will review your 401(k)'s, IRA's, Roths, defined benefit package, Social Security projections and other accounts, and recommend ways that may improve income opportunities with tax advantages wherever possible.  Learn more from this video.

Running a business requires a tremendous amount of time and "mental bandwidth," so it's no surprise that many business owners don't have a well-defined succession plan in place. We, along with our professional network of attorneys and tax accountants, will work with you to help you prepare your business for sale or to transition control to a family member. The key is to begin this process as soon as possible with the goal of protecting the business and your wealth.  Get our Wealth Management for Business Owners white paper here with our compliments.

There's no way around it. With more assets comes greater risk, and while it's not possible to avoid all risk, it's very possible to reduce it by putting a number of strategies into action. The concept of wealth preservation is something we take very seriously. From protecting your portfolio against volatility and sheltering your capital gains against taxes, to guarding your estate against claims from a hostile divorce, we'll combine our resources to help you preserve your weatlh and financial legacy. Watch the video to see what we mean.

Life insurance is an imporant consideration for everyone, but particularly for wealthy and high net worth individuals. However, life insurance is more than just a safety net for the security of your loved ones. We can show you how the right combination of life insurance products may provide you with much-needed income and payment for some types of medical care should you require hospitalization, as well as other benefits. 

We can think of nothing else that can give you greater peace of mind than knowing that your wealth is preserved and protected for your loved ones and future generations with a detailed estate plan. That said, with the many types of trusts now available and ever-changing tax considerations, you need to work with a professional estate planning attorney to help you make sense of it all and design the right estate plan for you. We're proud to work with some of the best estate planning attorneys in the business. Contact us to set up a meeting.

Over time, your needs may evolve, requiring a more sophisticated level of wealth management capable of responding to more complex issues, whether related to your investments, a business you own, a legal matter or even lifestyle requirements. If that describes your situation, ask us about our Private Client Services.